We have an early offer around $1,195,000 on our New York coastal home, and the listing agent says they can also represent the buyer. The speed is appealing, but I do not see how confidential advice and negotiation stay independent.
Before considering it, I would want the conflict explained in...
Using the old monthly figure is too hopeful, while projecting the latest increase forever may be unnecessarily harsh. I would start with the current budget and then work backwards: what portion relates to insurance, what is going into reserves, and what work or prior shortfall explains it...