Recent content by StrongTimber

Material lead times and permit timing should be visible as assumptions, not optimistic blank spaces. Ask which selections must be finalized before work begins, which items can delay rough-in or cabinet installation, and whether the proposed start depends on permit approval. Also clarify storage...

I would compare all three, but over your realistic ownership period rather than automatically using 30 years. Put each offer into five-, seven- and ten-year scenarios: upfront fees, monthly principal and interest, remaining balance, and any cost triggered by repayment. APR is helpful for...