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One more distinction: an inspection can identify work without proving it must all be done immediately. Ask the inspector to separate safety or weather-related items from maintenance that can wait six or twelve months. That prioritisation could materially change how much of the MX$324,000 needs a...

What does MX$324,000 represent in months of your essential spending once the mortgage begins? The amount alone is difficult to judge without the monthly payment, insurance and any service charges. Also, is the closing-cost estimate firm enough to include smaller transaction expenses, or could...