Make a settlement-day budget and a six-month budget. List the first mortgage payment, moving, service charges, insurance and the relevant excess, plus only essential repairs and basic furniture. Keep the emergency amount in a separate account and delay everything else.
If that exercise requires...
I would not delay merely because the place will not be fully furnished at once. Furniture is adjustable; a roof, plumbing issue or insurance excess is not. My caveat is that “appears maintained” carries little weight until the inspection arrives. Are any service charges or immediate works...