Recent content by SannaSage

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    Comparing a 7.10% 30-year fixed quote on a $500,000 New York purchase

    Before deciding, reconcile each quote with the full cash-to-close estimate. Some items are part of obtaining the loan; others would arise regardless of lender. Combining everything can distort the lender comparison.
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    Austin detached homes: is inventory building in the $940k–$1.41m range?

    Seller motivation may explain some of the conflicting agent answers. Two visually similar listings can behave differently if one owner has a firm timeline and the other is content to wait. You cannot always know the reason, but price-cut frequency, relisting and withdrawal patterns can help...
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    Austin duplexes at 78 days: how much negotiating room is there?

    Seventy-eight days creates an opening for a conversation, but it doesn’t establish the discount by itself. I’d pay more attention to when the last price cut happened and whether the seller has changed anything since. A newly reduced listing at day 78 may have less room than one sitting several...
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