Recent content by RightDoor

  1. R

    Comparing a 3.22% 30-year fixed mortgage in Switzerland

    The key constraint is how long you are likely to keep this exact loan. A 30-year calculation may make one offer look cheaper even if you expect to move or refinance much sooner. Give every lender the same borrowing amount, repayment assumptions and end date, then list the payments and all...
  2. R

    Offering 8% below asking on a detached home in Zurich — sensible or too aggressive?

    Seller motivation may determine the useful terms. Ask whether certainty, speed or a particular completion date matters more than the last francs. Flexibility only has value if it solves the seller’s actual problem.
  3. R

    Zurich inventory shifted in October 2024 — what are you seeing?

    I agree on the data issue, but I would not dismiss the pattern entirely. More inventory without more desirable inventory can produce exactly this split: ready-to-buy homes move, while renovation risk has to be reflected in the price. I would track the same small areas for several months, record...
  4. R

    Rent increase versus tenant retention for a Zurich studio

    Also, what does the maintenance history look like? If the studio will need work before the next letting, retention becomes even more valuable. Separately, confirm that the reason, timing and notice method for any increase comply with the rules applying in Zurich; the apparent market level alone...
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    Rent increase versus tenant retention for a Zurich studio

    The CHF 329 difference looks substantial, but it is not all recoverable income. Advertised figures may not be what comparable studios ultimately achieve, and one empty month plus cleaning, repairs and marketing could erase much of the first year’s gain. I would slow the decision down into three...
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