Recent content by RealGarden

  1. R

    Chicago first-time buyer: is a $32,000 post-closing buffer enough?

    I’m slightly less comfortable than ellak with treating this mainly as a budgeting exercise. Relative to an $875,000 purchase, $32,000 does not leave much room if the closing estimate moves or several first-year costs arrive together. Get firm moving quotes, list every payment due through the...
  2. R

    New York appraisal Q&A: low valuations, timing and report access

    Timing can become the bigger surprise than value. Ask when the report is expected, how long reconsideration may take, and which financing or closing milestones depend on the answer.
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