I’d make a small comparison table: verified area basis, immediate location, building, floor/light, tenure, condition, service charges, parking and outdoor space. Mark unknowns instead of guessing adjustments. You may find that only one or two of the supposed comparables deserve any weight, which...
How tightly are you drawing the neighbourhood boundaries? A Boston-wide studio sample in that price band could mix very different buildings and buyer pools. I would also separate vacant units from tenant-occupied ones rather than treating lease length as a minor adjustment. Condition, monthly...
Los Angeles is too varied for a citywide answer on waiting. The useful comparables are the closest genuinely similar properties. If those support your price and the house still presents well, the financing failure alone would not push me toward an immediate reduction.
A simple table would make this clearer. Give each property its first-seen date, neighbourhood, initial and current asking prices, visible condition, and latest status: active, completed or withdrawn. Keep relisted homes linked where you can identify them rather than treating every appearance as...
Seller motivation could split the group too. A price cut after a short period conveys something different from a reduction after months of inactivity. Record the timing and size of each change, but don’t assume every seller has the same urgency.
What does the inspection actually identify, and are there service charges or association obligations attached to the townhouse? A maintained interior can coexist with an older roof, drainage issue or shared exterior work. I’d also ask whether your closing estimate already includes every prepaid...
What loan-to-value are you being quoted, and is the arrangement fee the same at each tier? Those details could explain why the headline rate is not available to you. I’d also ask what “portability” means in the lender’s written terms—whether the existing rate actually transfers, or whether a...