I’m comparing agent proposals for a coastal home in Lisbon expected to sell for around €303,600. The fee structures differ, but so does the work included: the cheapest excludes several transaction tasks, while the highest includes photography, buyer qualification, negotiation and coordination...
A closer look at the Lisbon quote has raised a different question: should I judge it only over the two-year fixed period or over the time I realistically expect to hold the loan? The purchase is around €1,044,000 and the quoted fixed rate is 7.73%, but the fee and loan-to-value band have a...