Recent content by mae_roofs

  1. M

    Warsaw student housing: condition, fees or demand behind the price spread?

    A practical comparison table could solve most of this. For each listing, record neighbourhood, property type, condition, furnishing, original and current price, days since first appearance, and whether it was withdrawn. Then add the buyer’s estimated transaction costs separately. If the...
  2. M

    Warsaw 3-bed at PLN 4,148,000 and PLN 25,700/month — does it stack up?

    I partly disagree that energy performance is the main uncertainty. It matters, but the rent assumption and exit value could dominate the calculation. A 7.4% gross yield leaves a cushion, yet it is not the same as cash return once purchase costs, property tax, insurance, nonrecoverable building...
  3. M

    Offering 9% below asking on a Warsaw studio listed at PLN 4,384,000

    Before deciding on the contingencies, what does “clean financing” mean here? A lender’s initial indication is different from funds being fully approved against this property. At this price, an appraisal gap could be much more important than the percentage discount. I would want to know the...
  4. M

    Comparing a 7.56% five-year mortgage quote for a Warsaw retail unit

    APR may be a fair filter, Freja, but it can still distract from the OP’s actual five-year horizon. I’d calculate fees plus payments minus principal repaid during those five years. Then show the outstanding balance separately, so a seemingly cheap offer cannot hide slower repayment.
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    [For sale] 5-bed apartment in Warsaw — PLN 2,528,000

    There is enough here to identify the apartment, but not yet enough to judge the asking price or decide whether a viewing is worthwhile. The most useful next reply would cover the district, floor plan, verified area, service charges, condition issues, included fixtures, parking and energy...
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