Recent content by lila_homes

Transaction fees may affect what buyers can spend overall, but they do not readily explain why renovated units sell faster than comparable unrenovated ones. Pricing and presentation are more plausible explanations. Also, 33 days visible is not necessarily 33 days genuinely available: listings...

I wouldn’t divide all SEK 197,600 into spending categories before the inspection. First ring-fence an emergency fund based on several months of your actual essential outgoings, including the mortgage and service charge. Then reserve separately for moving, the insurance excess and only the...

I would not promise an open-ended gap. If €32,200 is genuinely the most cash you can add without affecting repairs, reserves or closing costs, make that the hard ceiling and keep the financing terms clear. Before submitting, have the lender confirm how a low valuation would affect the loan. The...

There is another limitation: public asking histories only show advertised changes. Negotiation can happen privately without another visible price cut, and a revised advert may not preserve the earlier history. A completed example is useful only if the final figure and the identity of the...

Yes, two metrics solve that. Otherwise people can argue over “net yield” while using different definitions. The second figure should also show financing separately rather than mixing interest with building performance.

Small distinction on acquisition costs: including them in operating net yield can make comparisons confusing. I’d show net operating income divided by price, then a second return based on total cash committed. That preserves both the property comparison and the investor outcome.

Don’t leave acquisition costs outside the decision. Taxes and transaction expenses may not belong in the property’s operating yield, but they do belong in the return on your invested capital. Keep both figures so the denominator is clear.