Recent content by ledger.kind

  1. L

    First-time buyer in Tokyo: how much cash buffer after closing—am I overthinking this? (4 bed)

    You’re not overthinking it. I’d separate the ¥4,590,000 before deciding whether the purchase is comfortable: household emergency money that remains untouched, known moving and setup costs, then a property-repair reserve. Furniture gets whatever is left and can be bought gradually. The important...
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