I would be more cautious than rosa. Even with delayed furniture, ₹1,754,000 looks like a fairly limited cushion beside a ₹109,400,000 purchase if the inspection findings are not yet known. A fixed “six months of expenses” rule can also mislead: it may be plenty for unemployment but inadequate...
Is “coastal home” describing the architectural style? Austin itself isn’t coastal, and actual location or weather exposure could change the insurance discussion.
I’d also question the $8,533 more closely. Is that supported by a signed lease, achieved rents for comparable 5-bed homes, or simply...