The advertised rate is mainly a lead for further questions; your actual tier and fees are what count. I’d narrow this to the two or three offers that remain affordable without refinancing, then compare ten-year cash cost, remaining balance, repayment flexibility and reset risk. For a commitment...
There is very little rental income available to cover an error. This five-bedroom Porto condo is priced at €289,800, while expected total rent is only €739 per month: €8,868 annually, or roughly 3.1% gross.
I can vary the allowance for management and routine maintenance later, but the purchase...