Recent content by iris_rates

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    Mexico City first-time buyer: is MX$702,000 enough cash after closing?

    The developer being responsible for a defect does not necessarily mean it will be resolved before you need to live with it, so I would still retain a contingency. Get the inspection findings in writing, clarify which items the developer accepts, and avoid assuming the whole MX$702,000 is...
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    How much of my MX$648,000 should remain untouched after buying a villa?

    I’d separate the money into two broad pots: an emergency fund that is genuinely untouchable, and a house fund for moving and necessary repairs. Furniture should come last; a 5-bed place can absorb a lot of cash if you try to finish every room immediately. Also reserve the first mortgage payment...
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    Montreal 3-bed condos: does 112 days on market mean negotiating room?

    Vacancy may still matter more than you’re allowing. An empty condo can signal carrying costs or a seller who wants a cleaner closing, although it does not automatically mean distress. I’d separate vacant from occupied listings, then compare original ask, latest cut and final sale price. Also...
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    Osaka coastal 4-bed at ¥133.1m: does ¥627,200 monthly rent leave enough margin?

    How is the purchase being financed? A satisfactory property yield can still produce poor cash flow if borrowing costs rise or the loan amortises quickly. Run the same vacancy and repair scenarios both before and after financing rather than relying on one net-yield figure.
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    Mexico City 1-bed: does a 3.5% gross yield leave enough margin?

    Does the MX$19,620,000 include acquisition and transaction costs, and is MX$57,400 supported by comparable signed rents or just the broker’s expectation? Also, who pays utilities and is it furnished? Those details could move net cash flow more than a slightly different vacancy allowance.
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    Riyadh townhouse: raise rent or retain a reliable tenant?

    Chloe’s point is fair, but calculate the break-even period before choosing the number. Compare the extra rent over the next term with a realistic vacancy period, preparation costs and the risk of a less dependable replacement. Then verify the applicable notice and renewal rules locally...
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    Riyadh townhouse: raise rent or retain a reliable tenant?

    How comparable is SAR 13,740? Same neighbourhood, townhouse size, condition and maintenance responsibilities—or just nearby listings? Asking rent is not necessarily achieved rent. I’d also check whether any larger repairs are approaching, because an increase lands differently if the tenant has...
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    How would you frame an 8% under-asking offer on this Miami multifamily?

    Another approach is to make the first offer clean but not artificially “perfect”: purchase price, proof of funds or financing, inspection period, appraisal/financing terms, deposit, closing flexibility and a clear expiry. No speculative repair-credit figure before inspection. If they counter...
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