Recent content by holdThePine

If I misjudge the offer, the bigger danger is not losing the apartment but agreeing to a price the valuation and financing will not support. The Hong Kong serviced apartment is listed at HK$1,794,000, has been on the market for 114 days and would need some updating. Nearby listings are in a...

I slightly disagree with using one expected holding period. People often assume they will refinance or sell on schedule, then circumstances change. I’d run at least three cases: leaving relatively early, staying for a middle period, and keeping the mortgage through the 10-year fixed period. That...