Recent content by BoldReed

Insurance should be split into building-wide cover and what remains with the individual owner. The important comparison is not simply the premium: it is the exclusions, excesses and responsibility for water damage or damage spreading between units. Hong Kong-specific terms should be confirmed...

The headline return looks reasonable. My concern is how much survives normal ownership costs. The apartment is a Hong Kong 1-bed priced at HK$9,321,000, with projected rent of HK$36,920 a month, so the gross yield is about 4.8%. I have modelled empty periods, management fees, routine upkeep and...

Before interpreting the -0.1%, the sample definition needs tightening. Does “mixed-use” mean individual residential units inside mixed-use buildings, whole buildings, or commercial premises with residential components? Combining those could make both the 65-day figure and the HK$2,613,000 price...