Policy timing is another possible confounder, but it should not be used as an explanation without dates. If a financing or policy change was announced, took effect, or was merely anticipated around the sample period, those are three different events. First establish whether deal timing actually...
I’m considering a 1-bed duplex in Toronto for around C$276,800. After the deposit and estimated closing costs, I should have roughly C$55,350 left in cash. The inspection may still uncover ordinary first-year work, and I would rather buy below my maximum than turn every repair into an emergency...